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Blockchain currency,Central bank digital currency Research Institute: blockchain is only an optional means of legal digital currency circulation

Time : 12/08/2021 Author : 0gacel Click : + -
        Jin Ping media () editor's note: Jiang Guoqing said that from the perspective of blockchain research and the specific practice of the coin circle, complete decentralization is not feasible at present, and application level decentralization can be considered as multi centralization. On June 30, the 2018 China financial science and technology development forum hosted by the southern finance and economics all media group and the 21st century economic report was held. At the meeting, Jiang Guoqing, head of the R & D Department of the digital currency Research Institute of the central bank, delivered a speech, talking about the application of blockchain technology in the financial industry and the thinking of digital currency architecture system design. Jiang Guoqing said that the first case of blockchain in the field of financial services is the digital cryptocurrency represented by bitcoin. At the same time, the European Central Bank and other international financial institutions have joined hands to apply blockchain in the field of payment and clearing, and the people's Bank of China has applied blockchain based digital bills in the bill exchange.
 
        He proposed that the wealth effect of blockchain technology has promoted the development and evolution of industry technology. Whether blockchain single chain technology can become an applicable technology in the future remains to be considered. Jiang Guoqing said that from the perspective of blockchain research and the specific practice of the coin circle, complete decentralization is not feasible at present, and application level decentralization can be considered as multi centralization. He believes that the blockchain has formed a beneficial supplement to the original centralization. Through multi center cross certification, it has made up for the lack of transparency and credit qualification of the original centralization in the traditional sense. Regarding the construction of the community, Jiang Guoqing took the establishment of a large team of financial institutions as an example. He said that in order to obtain the underlying basic technology and independently controllable source code, the technology of the blockchain and the community promote each other. He should focus on the research of the application and specification of the blockchain in the financial field and strive for the relevant voice in the international community.
 
        When talking about the research of legal digital currency, Jiang Guoqing reiterated that legal digital currency is a combination of electronic currency and cash, and the goal is to gradually replace cash. At the same time, he said that there is no direct relationship between Fiat digital currency and blockchain, and blockchain is only an optional means for the future circulation of Fiat digital currency. The 2018 China financial science and technology development forum also carried out the "standardization and integration of science and technology empowerment" and "how can science and technology empower the financial industry?" As well as the round table forum with the theme of "breaking the situation of bank intelligent finance" and "ab side of intelligent risk control", and released the report of "science and technology empowerment, normative integration -- 2018 China's financial technology development map", which explained the definition of financial technology and the trend in industry financing and development.
 
        
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