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Xiong'an new area has built the first online blockchain government, bank and enterprise docking platform in China, and the loan has exceeded 800 million yuan

Time : 06/01/2022 Author : cft8p3 Click : + -
        People's daily news, xiong'an, August 14 (Li Xueqing) the country's first full process online government, bank and enterprise docking system based on blockchain technology was launched in xiong'an new area. It is reported that since the operation of the platform, all 26 banking financial institutions in xiong'an new area have settled in, with 1797 enterprises (accounting for about 30% of the enterprises at the same level in the new area), and 188 loans have been granted, with the amount exceeding 800 million yuan. According to the introduction, the platform organically integrates the innovative concept of "monetary policy tools +" with the blockchain technology, realizing the "zero distance" docking of the central bank's monetary policy tools, financial institutions' products and enterprise financing needs, and promoting the digital development of the industry. The platform relies on the technical advantages of blockchain data traceability and tamper resistance and the blacklist disposal mechanism of enterprise data distortion to create a comprehensive and full chain information fusion mode of mutual recognition and mutual trust of government, bank and enterprise data.
        At present, the platform has collected more than 300000 source data of all enterprises settled in the chain, forming a reliable data source on the chain, providing accurate portraits for enterprises and effectively solving the problem of asymmetric information between banks and enterprises. At the same time, the platform innovated the application mode of "monetary policy tools +", created credit product channels supported by central bank monetary policy tools such as agricultural re loan, small-scale re loan, carbon emission reduction support tool and scientific and technological innovation re loan, opened up a new path for monetary policy tools to reach the real economy, realized the "enterprise led" application initiation mode of monetary policy tools, and opened the "last kilometer" for the transmission of central bank monetary policy tools to the real economy, Introduce the low-cost capital of the central bank to help the high-quality economic development of xiong'an new area.
        Up to now, a total of more than 300 million yuan has been granted to support agriculture, small and medium-sized re loans and re discounts, effectively supporting the steady development of inclusive small and micro enterprises. In addition, the platform has also set up a special channel for the supply and demand of credit products, set up special editions such as "xiong'an relief and inclusive loan", "online center" and "financial zone", and realized the online real-time tracking of the whole process of loan business. According to different credit products, the platform has set up differentiated order receipt, review and loan issuance time limit assessment standards, and fully mobilized the initiative of all participants of the platform through the incentive and constraint mechanism. It is understood that as of June 2022, the balance of various loans in xiong'an new area was 171.8 billion yuan, a year-on-year increase of 94%; The balance of loans granted to inclusive small and micro enterprises reached 15 billion yuan, a year-on-year increase of 74%; The balance of green loans was 31.2 billion yuan, a year-on-year increase of 233%, and continued to increase credit support for inclusive microenterprises and green finance.
        The relevant person in charge of the business management department of xiong'an New District of the people's Bank of China said:, "In the next step, we will take the integration of monetary policy, fiscal policy and industrial policy as the main line, and focus on the coordinated development of monetary policy, fiscal policy and industrial policy. We will continue to strengthen policy publicity, optimize and improve the platform financing service function, effectively improve the quality and efficiency of financial services, and strive to enhance the accessibility, inclusiveness and effectiveness of monetary policy tools, so as to help the economic transformation and high-quality development of xiong'an new area." Return to Sohu to see more.
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