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Wechat bank uses blockchain technology to promote the integration of Guangdong, Hong Kong, Macao and the Great Bay area into a new era of the 20th century

Time : 09/08/2021 Author : bhcnx9 Click : + -
        Digital technology represented by blockchain can play an important role in cracking the ice of institutional differences in Guangdong Hong Kong Macao Greater Bay area, supporting the leap of real economy and enabling social governance innovation, and can help promote the integrated development of Guangdong Hong Kong Macao Greater Bay area into a new era of 2.0. With rich practical cases of blockchain application scenarios, the report shows the role and contribution of blockchain in the construction of digital economy, digital society and digital government. "Guangdong Hong Kong Macao Greater Bay District has active innovation in the area of block chain, rich application results, strong element attraction, strong policy support, and presents an ecological development trend." At the press conference, the report announced a series of achievements in the area of block chain in Dawan district.
        According to the report, there were 10710 blockchain related invention patent applications in the mainland, Hong Kong and Macao in 2021, of which 3282 occurred in Dawan District, accounting for 31% of the total. In addition, a total of 756 literatures on blockchain topics have been published in the Great Bay area, which has begun to dominate significantly compared with other world-class Bay areas. The enabling effect of blockchain on Dawan District attracted the attention of experts and scholars attending the meeting. Peng Haibin, deputy director of the Standing Committee of Shenzhen Municipal People's Congress and chairman of Shenzhen Federation of trade unions, said in his opening speech that the digital economy, as an emerging economic form, is promoting profound changes in production and life, social governance and government services. As the key underlying technology and trusted infrastructure of the digital economy, blockchain has great practical value for the optimization of factor allocation, the integration of differentiated systems, the innovation of business models, and the improvement of service efficiency.
        In the face of the unprecedented changes in a century, experts and scholars shared their thoughts on the value of blockchain. Fan Gang, a famous economist and President of China (Shenzhen) Institute of comprehensive development, said that due to the changes in the international situation such as the epidemic and the war between Russia and Ukraine, new changes have taken place in the international trading system and currency settlement system. Due to the characteristics of blockchain, such as privacy, mutual trust of real information, and no repeated verification of repeated information, the trading efficiency has been greatly improved. In his view, with blockchain and other Internet technologies, enabled by the open source ecosystem of large enterprises, more small enterprises will play a role with the help of the platform. The report shows that Guangdong, Hong Kong and Macao Greater Bay District has strong support for blockchain policies, with 106 blockchain related policies in 2021; The number of blockchain patents leads the country, with 3282 blockchain related invention patent applications throughout the year, accounting for 31% of the total number in the country; Dawan district has active innovation and entrepreneurship, rich application scenarios, and the "talent magnet" effect appears.
        At present, a number of outstanding enterprises or institutions in Guangdong, Hong Kong and Macao Greater Bay, such as Weizhong bank, Tencent, Ping An and Huawei, have prospectively deployed many cutting-edge technologies represented by blockchain, and effectively carried out a series of major innovative practices, such as the construction of trusted infrastructure and the exploration of domestic open source innovation ecosystem. Therefore, the report believes that "Dawan district has sounded the horn of the rise of blockchain". "Guangdong Hong Kong Macao Greater Bay area has the advantages of open market, diversified demand, talent accumulation and other advantages. The frontier science and technology field represented by blockchain has been actively innovated, fruitful and ecologically developed. It has become a new highland for the development of blockchain at home and abroad, gestating the strong development pulse and greater development future of blockchain and digital economy.
        ”Liu Guohong, assistant to the president of China (Shenzhen) Institute of comprehensive development, said when releasing the report. "Some very important financial services in Guangdong, Hong Kong and Macao are good application scenarios for blockchain." Mazhitao, vice president and chief information officer of Weizhong bank, said at the meeting, "Some Macao residents may not have any credit investigation data in the mainland, but they can submit the account opening information and flow information in Macao to the financial institutions in Zhuhai through the Guangdong Macao data verification platform. Relying on the data submitted by the customers themselves, the verification platform can verify the integrity of the data and the authenticity of the source, so that he can continue to transact business in Zhuhai.". Tang Jie, a professor of the school of economics and management of Harbin Institute of Technology (Shenzhen) and former vice mayor of Shenzhen, pointed out in the comment report that at present, the blockchain application achievements in Guangdong Hong Kong Macao Bay area have been very rich. The number of blockchain filing projects ranks first in the country, and a number of blockchain leading enterprises are emerging, which can not only effectively solve the current poor circulation of people, goods and funds caused by the institutional differences in Guangdong Hong Kong Macao Bay area, but also help the cross-border Cross domain use.
        He believes that new technologies such as blockchain should actively explore application scenarios in Dawan District, and advocate open source for enterprises with leading technologies to create a good ecosystem. This integration is reflected in the fact that technology is melting the ice of institutional differences, supporting the leap of the real economy and enabling social governance innovation. Among them, in terms of melting the ice of institutional differences, a number of groundbreaking and leading projects have been implemented, such as the "bay area financial technology talent chain" in Guangdong, Hong Kong and Macao Greater Bay District, the reconciliation platform between wechat bank financial institutions, the Guangdong Macao cross-border data verification platform, the port logistics and trade facilitation blockchain platform, and the blockchain is used as a trusted infrastructure to support the talent, capital, data The efficient circulation or application of factor resources such as commodities reduces the institutional costs under the traditional rule framework of repeated data collection and information verification.
        Liuchuanyi, executive dean of the Institute of data security of Harbin Institute of Technology (Shenzhen) and professor of the school of computer science and technology, also believes that one of the functions of blockchain is to store certificates and trace the source, which cannot be tampered with and can be traced. This function determines that blockchain can be an important infrastructure in the digital age. "As an infrastructure, blockchain should first be open source, and second, the source code should be formally verified. In addition, blockchain should be vertically connected, and some important applications should be fed back to these infrastructures, so as to strengthen the continuous iteration of the infrastructure and make the infrastructure clearer.". With the continuous deepening of the convergence of Guangdong, Hong Kong and Macao rules and the docking of mechanisms, the level of integration and development of Dawan district has been continuously improved.
        The report further points out that the shallow integration demands in the 1.0 era of the integrated development of Guangdong Hong Kong Macao Greater Bay area, such as hardware docking, front store and back factory, and gradient division of labor, are being replaced by the deep integration demands in the 2.0 era, such as institutional compatibility, economic symbiosis, and social connectivity. "Relying on blockchain and other cutting-edge technologies, Guangdong Hong Kong Macao Greater Bay region realizes the flow or utilization of reliable data in a multi institutional environment, improves the efficiency and efficiency of people flow, logistics and capital flow, and greatly expands the ‘ Xinjiang region ’ where the economy is the hinterland of each other and integrates innovation." The report points out that. "Blockchain, especially alliance chain, is a recognized machine for delivering trust.
        Based on blockchain technology and individual led distributed data transmission protocol, it can effectively promote the flow of data elements and help the integrated development of Dawan district. " As a representative of industrial practice, Ma Zhitao said in the sharing. According to its disclosure, Weizhong bank has always regarded blockchain as one of the core technologies of financial technology, and led the blockchain alliance "golden chain alliance" in the financial industry in 2016. It has always adhered to the concept of comprehensive security and controllability of blockchain technology, and relying on the open source working group of golden chain alliance, it has created the financial level alliance chain underlying open source platform fisco  Bcos, with full link localization support, has greatly accelerated the development of the open source ecosystem of Guangdong Hong Kong Macao Greater Bay blockchain.
        At present, as the first digital bank in China, Weibo has served 340million effective individual customers and nearly 2.8 million small and micro enterprises. A large number of application cases based on fiscobcos and landing in Guangdong Hong Kong Macao Great Bay area have become a highlight of the report. Many typical cases of wechat banks providing blockchain open source technology have been highlighted: in the development of digital economy, cases such as "Guangdong Macao cross border data verification platform", "Pearl River Delta credit chain" and "Shenzhen securities financial blockchain platform capitalbcos" have been selected; In the construction of digital society, cases such as "electronic certificate of Macao smart city construction" and "cross border mutual recognition of Guangdong Macao health code" were selected; In terms of blockchain promoting the construction of digital government, cases such as "benign withdrawal of online loan institutions from the voting platform" and "blockchain judicial deposit and arbitration service platform" were selected.
        The report also includes many typical cases based on fiscobcos, such as "bay area financial technology talent chain", "Tencent 99 public welfare day", "Shenzhen water group site safety management system", "smart justice blockchain tracking system". Ma Zhitao revealed that at present, the open source alliance chain ecosystem jointly built by wechat blockchain and various parties has gathered more than 3000 institutions and enterprises and more than 70000 individual members, successfully supported hundreds of blockchain applications in many industries such as finance, health care, justice, agriculture, manufacturing and more than 200 benchmarking applications supporting industrial digitalization. At present, the blockchain in Guangdong, Hong Kong and Macao Greater Bay district shows an ecological development trend, and the open and diversified blockchain ecosystem accelerates its evolution.
        Gu Qingshan, assistant to the general manager of Shenzhen oneconnect Intelligent Technology Co., Ltd., pointed out that as the flagship of financial technology incubated by Ping An Group, oneconnect has been deeply cultivated in financial technology for many years, has rich experience in the application of Finance + blockchain, and has deep accumulation in patents, localization and other aspects, which can meet the actual needs of blockchain of financial institutions. As a practical representative of the academic community, Pang Chuan, vice president of the Macao University of science and technology and a member of the Macao Legislative Council, said that in addition to scientific research and serving the society, the most important thing in the academic community is to cultivate talents. In June 2022, blockchain Engineering (080917t) passed the filing and approval of undergraduate majors in general colleges and universities of the Ministry of education. Four years later, the first batch of undergraduate graduates of blockchain engineering will be officially born.
        In addition, Tsinghua University, Peking University, University of science and technology of China and other well-known universities are listed in the list of national blockchain innovation and application pilots in the field of education.
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